Protecting Your Credit
The U.S. Federal Trade Commission (FTC) enforces your rights in
this area. Click the links below to see the actions you can take
in each of these situations:
Internet Field Trip
Take an online trip to visit the Federal Trade Commission Web site
and learn more about how to repair and protect your credit. Read
all the directions before you begin.
- Click the FTC
Consumer Protection link. This will take you
to a page on the FTC Web site.
- Read the section on The Credit Repair Organizations
Act and other topics that interest you.
- Then click the FTC
Identity Theft link.
- Click the topic links that interest you to view
the FTC guidelines on avoiding and recovering from
Caution: A 2003 Alert from the Federal Trade Commission,
Internal Revenue Service and state regulatory agencies warned consumers
about non-profit credit repair counselors.
Be sure to visit FTC, IRS and state Web sites to
check whether any organizations are under investigation before seeking
Check Your Learning
Take a moment to reinforce your learning about repairing your credit.
Read all the directions before you begin.
- Click the Irma's
Story link to learn about her situation.
- Consider Irma's choices for repairing her credit
- Click the Close Window link to return to the course.
- Click each question link below. A separate window will open with a question for you to answer.
As you continue this course, you will learn more about laws like
the Fair Credit Reporting Act that protect homebuyers like Irma.
Click Next to review what you've learned in this lesson.